Crest Monthly News and Views – August 2017

Summer weather, insurance deductibles, homeowners insurance and auto insurance costs are topics we discuss in this issue. Please take a moment to scan and read articles of interest at your convenience.

In addition to commercial insurance and employee benefits insurance, please know that Crest Insurance Group has a terrific Personal Lines Department to aid in your homeowners, automobile, and personal insurance needs.

As always, we appreciate your support and hope you benefit from reading Crest Insurance News and Views.

Summer Weather Safety Risks & Preparation

Summer may be a time for sunshine, warm weather and outdoor fun, but it also brings with it the risk of severe storms and danger to both people and property. Read More >>

Understanding Your Insurance Deductible

Understanding the role deductibles play when insuring a car or a home is an important part of getting the most out of your insurance policy. Read More >>

Essential to Engage Your Insurance Broker to Review Additional Insured Endorsement Requirements in Contracts

The New York Supreme Court ruling in Gilbane Building Co./TDS Construction Corp. vs. St. Paul Fire and Marine Insurance/Liberty Insurance points out the need for design and construction professionals to involve their insurance brokers when agreeing to additional insured as well as other requirements in construction contract insurance clauses. Read More >>

Smoothing a Rough Road: Understand the Drivers of Commercial Auto Insurance Costs

The road is rough and potentially worse ahead. Commercial auto premiums increased 2.65% in April over the same period in 2016, according to the IVANS Index. Making matters worse, auto loss costs increased a cumulative 20% between 2012 and 2015, according to the Insurance Services Office. Read More >>

Retrofitting Your Home for Old Age

Big advances in the construction industry are helping the elderly better maneuver around their homes, and they’re doing it in style. Read More >>

How Much Homeowners Insurance Do I Need?

You need enough insurance to cover the following: 1.The structure of your home. 2.Your personal possessions. 3.The cost of additional living expenses if your home is damaged and you have to live elsewhere during repairs. 4.Your liability to others. Read More >>

Thwart Dog Bites

Did you know that dog bites cause over 2,000 injuries that require immediate medical care in the United States each day? You can be held legally liable if your dog bites someone. Read More >>